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Benefits of Being a Member

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FCCS exists to provide a "Better Banking Alternative" through an up-to-date range of competitive financial products and services professionally delivered to all our members.

FCCS is a Credit Union which is mutually owned by its members. As such, we are focused on member-benefit, community involvement, fairer fees and customer service.

Become a member

Enter here to complete an online membership application now   Online memberships are available to persons 18 years+ only. 

Our customers are the Members and Owners of FCCS and therefore we act in your best interest. Unlike banks, profits are returned to Members through our products and services and are not paid away to shareholders. At FCCS we highly value the needs and opinions of all our members, which is why we truly are Customer Owned Banking. We are real people, with a real interest in you.

FCCS is proud to be a member of the Customer Owned Banking Association (COBA), the new national body for Australia's customer owned banking institutions.

Becoming A Member

Each person joining the Credit Union is required to purchase a share at $10.  Your share is fully refundable should you close your membership with the Credit Union.

Credit Unions and all other financial institutions must apply procedures to prove your identity when you open a new savings, investment or loan account or become a signatory to an account.

On these occasions, FCCS will need to complete a check of your identity. This procedure will occur once only and will involve verifying your full name, date of birth and residential address.

These procedures are part of the Anti-Money Laundering and Counter Terrorism Financing Act 2006 (Cth), which is designed to help prevent people from using the financial system for tax evasion, money laundering and the financing of terrorism.

FCCS, your credit union, supports this Australia-wide effort to fight crime and will do everything it can to make these procedures as smooth as possible for members.

With friendly, caring service combined with strength and security for peace of mind, FCCS really is a better banking alternative!

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Questions?

If you have any questions, please contact us Enquire now