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Home & Contents Insurance

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Home Cover is FCCS’s building, contents and valuables insurance solution that can protect any or all of these scenarios.

Home Cover provides peace of mind that, if, through specific events, your property is damaged, destroyed or stolen, it can be repaired or replaced. And it will usually be on a “new-for-old” basis, regardless of the item’s age.

Multi Policy Discount

Once you have an existing Home & Contents, Landlords or Motor Insurance policy with us, you qualify for a multi policy discount of up to 10%^

Key Features

New for old replacement on most items Yes
Legal Liability $30 million
Additional Benefits
Burning out of electrical motors (fusion) Yes
Accommodation Costs* Yes
Spoiled food from power failure Yes
Essential temporary repairs Yes
Loss of credit cards Yes
Cost of replacing locks if your house keys are stolen Yes
Optional Benefits  
Domestic workers compensation Optional extra#
Valuables Insurance – cover for items outside the home Optional insurance – sold only in conjunction with a contents policy

More Information


If you have any questions, please contact us Enquire Now


*Should you be unable to live in the home as a result of damages caused by a defined event.
# Available in ACT, TAS, & WA only for an additional cost. ^Multi Policy Discount applies to subsequent policies purchased from us. Excludes mortgage/loan protection insurance and CTP.

Important Notes - Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement to decide if a product is right for you. Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545 .