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Home Cover Prestige

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Home Cover Prestige is FCCS’s building, contents and valuables insurance solution that can protect for all scenarios.

Home Cover Prestige provides peace of mind that, if, through specific events, your property is damaged, destroyed, lost, or stolen, it can be repaired or replaced. And it will usually be on a “new-for-old” basis, regardless of the item’s age. It also protects you against malicious damage and accidental loss or damage to home and contents at the insured address. Plus it provides extended cover for your contents when temporarily removed anywhere in Australia and New Zealand, or for up to 90 days when overseas.

Multi Policy Discount

Once you have an existing Home & Contents, Landlords or Motor Insurance policy with us, you qualify for a multi policy discount of up to 10%^

Key Features
New for old replacement on most items Yes
Legal Liability $30 million
Accidental Damage Yes
Additional Benefits  
Burning out of electrical motors (fusion) Yes
Accommodation Costs* Yes
Spoiled food from power failure Yes
Essential temporary repairs Yes
Loss of credit cards Yes
Cost of replacing locks if your house keys are stolen Yes
Optional Benefits  
Domestic workers compensation Optional extra#

More Information


If you have any questions, please contact us Enquire Now


* Should you be unable to live in the home as a result of damage caused by a defined event.
# Available in ACT, TAS, & WA only for an additional cost. ^Multi Policy Discount applies to subsequent policies purchased from us. Excludes mortgage/loan protection insurance and CTP.

Important Notes

Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement to decide if a product is right for you. Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545.