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Car Insurance

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With the right cover, you can cruise

Cars cost money to buy, money to own, and money to run. So anywhere you can save deserves closer inspection.

With FCCS Motor Vehicle Insurance, you can relax and enjoy the drive, knowing that should anything happen, you can be back on the road without major expense or hassles.

Competitive, convenient cover backed by QBE

Motor Vehicle Insurance is one of a comprehensive range of insurance solutions offered through our association with QBE Insurance.

Founded in 1886, QBE is one of Australia’s leading insurers. It’s because of QBE’s experience, security and strength – as well as its prompt, efficient and friendly claims service – that we’ve made it our general insurance provider. 

This partnership enables us to deliver FCCS members quality and value in insurance products, with the added convenience of having everything under the same roof.  

Cover Options

You have the following cover options, depending on your own circumstances and those of others likely to drive your car.

Comprehensive

This policy provides complete cover, regardless of the number of licensed drivers using the vehicle. It protects you against theft, fire and damage to your car, as well as damage you may cause to another person’s car or property.

30+ Plus Nominated Driver Cover

If you are a more experienced driver 30 years of age or over, and others under 30 won’t be driving the car, you can nominate two drivers who are 30 years of age or over and take out a full comprehensive policy at a discounted price.

For new cars, a new car replacement option

Insure your brand new car with QBE within 2 years of purchase, and if it’s written off within the first four years of ownership or 100,000kms, whichever comes first, it’ll be replaced with a new one (conditions apply).

A number of ways to save

With FCCS there are various ways to enjoy discounts on your premium.

A choice of Excess

Your excess is the initial amount you have to pay yourself if you make a claim, and we offer variable excess. The higher the excess you choose, the lower the premium you’ll pay.

Multi-policy discount

Once you have one MemberCare insurance policy with us, we’ll give you a discount on each additional MemberCare policy#

No claim bonus

If you’ve been claim-free for a period of 12 months upward, you may qualify for a no-claim bonus of up to 60% off the base premium. 

Key Features

 
Accidental loss or damage to your vehicle Yes
Loss or damage caused by fire or theft Yes
14 day hire car following theft Yes
Windscreen or window glass breakage cover option Yes
4 year new car replacement option Yes
Repairs or replacement of single box trailer Yes
Towing costs following loss or damage Yes
Essential temporary repairs Yes
Cover for personal items damaged in an accident Yes
Hire car after accident option Yes
Emergency accommodation and transport costs Yes
Finance Gap cover Yes
Uninsured motorist benefit Yes
Legal liability for damage caused by your passenger to another person's property Yes
Legal liability for other people driving your vehicle Yes
Legal cost incurred in relation to legal liability cover Yes

Easy to arrange, simple to claim

The convenience of having Motor Insurance under the same roof as your financial services isn’t the only way we make life easier.

From making your application to making a claim, FCCS ensures things are as straightforward as possible.

You can apply online, by phone, or at any branch. Flexible payment options include fortnightly, monthly or annual direct debit or credit card payments (excluding Diners Club).

If you do need to make a claim, we won’t make you wade through paperwork. QBE have a 24-hour emergency claims number, and in most cases, you need just provide details over the phone.   

More Information

Questions?

If you have any questions, please contact us Enquire Now

 

Important Notes

Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement to decide if a product is right for you.

# Multi-policy discount is available on your first policy after renewal and is only available for Home, Landlords and Motor Vehicle policies that are purchased through the same financial institution.

 

Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545.