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Car Loan Benefits

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Our Credit Union Car Loans come with some great benefits...

Low interest rates

We make sure our loan interest rates are consistently low.^

Variable and lump sum repayments

By contributing any extra income to your loan, in addition to your usual repayments, you are able to pay off your loan sooner and therefore you could save thousands of dollars in interest costs. ^

Early repayment without penalty

The earlier you pay off your loan the more money you save in interest charges. Some institutions charge a fee to help recover their lost interest. However, we don't charge for this service. ^

Redraw facility

The Credit Union gives you the option of making extra repayments on your loan and then having the flexibility of being able to redraw on these extra repayments. Terms and conditions are available on application. ^

Loan Protection Insurance available

Loans are long term commitments, so it makes sense to protect your repayments. Learn more about our Loan Protection Insurance. ^

Automatic repayments (salary/account)

Our preferred method is via automatic payroll deduction. However you can arrange to make your loan repayments by direct debit from your savings or transaction account with FCCS or another financial institution. Learn more about these repayment methods. ^

No loan interview

Submitting a loan application couldn't be simpler. You can apply online today and receive fast approval. No need to visit the branch for a loan interview. ^

More Information


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